Blog: Bad Faith Insurance
- Underinsured Motorist Claim in Pennsylvania: When a Low Offer Becomes Insurance Bad Faith
Feb 26, 2026
If you have been injured in a crash and the at-fault driver’s insurance is not enough to cover what you have lost, you may expect your own underinsured motorist coverage to step in and help. After all, you paid for that protection. You kept the policy active. You did what you were supposed to do. Then the offer arrives, and it is shockingly low. For many people across Pennsylvania, that is the moment frustration turns...Read More - The Misrepresentation Trap: Why PA Life Insurance Companies Deny Claims After a Death
Jan 27, 2026
Losing a loved one is one of the most challenging experiences any family can face. In the midst of grief, you shouldn't have to worry about how you will pay the mortgage, cover funeral expenses, or provide for your children. Life insurance is designed to provide that exact peace of mind. You pay your premiums faithfully for years, trusting that the insurance company will be there for your family when it matters most. Unfortunately, many...Read More - Bad Faith Insurance in Pittsburgh: 5 Signs Your Insurer Isn’t Protecting Your Interests
Dec 3, 2025
When you file an insurance claim, whether for an injury, property damage, disability, or another covered loss, you expect your insurer to honor the policy you’ve paid for. Unfortunately, some policyholders in Pittsburgh and throughout Western Pennsylvania discover that their insurance company is far more focused on preserving its bottom line than meeting its obligations. When an insurer delays, denies, or undervalues a valid claim without a reasonable basis, this behavior may amount to an...Read More - Can an insurance company increase a deductible mid-claim?
Aug 11, 2025
People generally expect red tape during insurance claims. They know that insurance professionals negotiate aggressively and that they may need to present various forms of documentation to secure the policy payout that they deserve. Unfortunately, sometimes insurance professionals cross the line between appropriate but aggressive professional conduct and outright misconduct. Despite laws regulating the insurance industry, some professionals make statements to policyholders that represent a clear violation of their rights and the terms of the...Read More - 3 examples of bad faith insurance practices
Aug 1, 2025
You count on your insurance company to be there when you need them. You are paying into the policy in case something catastrophic happens. When it does, you expect the insurance company to make the appropriate payout. But what if your insurance company acts in bad faith? Not all denials are examples of bad faith, but they can be. It is important to know how this may work, so let us take a look at...Read More - How to file an insurance bad faith lawsuit
Jun 4, 2025
When you pay your insurance premiums, you expect support when something goes wrong. Whether it is damage to your home, car or health, insurance is supposed to be your safety net. However, sometimes, that safety net does not appear when you need it most. If your insurance company has denied your claim without good reason or paid far less than what you believe is fair, you might be dealing with bad faith. This means the...Read More - Can insurance companies refuse to respond to pending claims?
Feb 4, 2025
Most people view homeowners insurance coverage as a requirement rather than as a form of protection. They don’t anticipate ever needing to file a claim. They carry a policy because their mortgage lender requires it. Many property owners are fortunate to avoid any significant issues that make a large claim necessary. However, inclement weather can strike with little warning. People can also sustain significant property damage due to criminal activity. In such scenarios, property owners...Read More - Why the insurance company isn’t on your side
Jan 1, 2025
Insurance companies go to great lengths to tell consumers that the company is on their side. If you buy a policy, they want you to think they have your back. If you get injured, they’ll be there to help provide you with the compensation you need, allowing you to get through this difficult time with more financial security. But this is really just the image the insurance company is trying to create. In reality, that...Read More - You can reject an insurer’s lowball settlement offer
Nov 5, 2024
If you receive a settlement offer soon after making an insurance claim, taking time before accepting it is in your best interest. Insurance companies often try to settle quickly with a low offer, hoping you will take it and resolve the claim fast. Their goal is to protect their bottom line through quick resolutions and reduced payouts. You have a right to reject a lowball settlement offer. This could be essential to securing fair compensation;...Read More - Tactics that sometimes precede bad faith insurance claim denials
Jun 15, 2024
When wading through the complex waters of an insurance claim, it is crucial to be vigilant for signs of unfair treatment by the insurance company. Denying claims without a valid reason is a bad-faith insurance practice. Although not lawful, it remains a widespread problem in Pennsylvania. Fortunately, you have the right to seek a remedy. Signs that may indicate an imminent denial Some of the tactics insurance companies use before issuing a decision could mean...Read More