Blog: Bad Faith Insurance
- Is your insurer acting in bad faith or merely negligent?
May 25, 2022
People often assume that an insurance company will pay them as little as possible when they make a claim. To some extent, that’s true. Insurance companies don’t make money by paying out more than they have to. However, they do have an obligation to settle claims based on what your policy covers, the facts of the specific situation and the law. That means paying a fair amount on time. So how do you know if...Read More - How long is too long to pay your insurance settlement?
Mar 2, 2022
Every driver in Pennsylvania must carry liability insurance, and you may take for granted that you will have coverage when you need to make a claim. The biggest companies that insure drivers spend millions of dollars on advertising campaigns bragging about how quickly and generously they resolve big claims. When you get hurt or need to replace your vehicle after a crash, you expect that the insurance company will treat you fairly. Unfortunately, some insurance...Read More - Can a low settlement be bad faith insurance?
Jan 8, 2022
You count on the insurance company to help you pay your bills after a car crash. The other driver’s policy can help cover your hospital bills and weeks of income because you can’t work. They can also help you repair your vehicle or replace it if the insurance company declares it a total loss. Sometimes, claims involve submitting individual bills one at a time. Other times, the insurance company will offer a lump-sum settlement to...Read More - Why might an insurer seek to lower rather than deny your claim?
Oct 29, 2021
Imagine if when you ring up to claim, the insurer shouts, “No, I’m not paying,” down the phone and hangs up. You would be upset and want to do something about it. If instead, they said, “Yes, but I can only give you so much,” you are more likely to accept. Insurance companies use various tactics to reduce how much they pay you. While they will deny some claims outright, they know it is often...Read More