Blog: Firm News
- Differences Between Individual and Group Disability Insurance
Sep 5, 2019
By purchasing disability insurance, employees can protect themselves from financial worries should they suffer a long-term disability resulting in their inability to work. Unlike Workers’ Compensation insurance, most long-term disability insurance policies cover the loss of future wages for medical conditions that are not work-related. Some workers face the choice of obtaining either individual or group disability insurance. Understanding the differences between these two types of insurance is important in deciding which insurance coverage is...Read More - How are Workers’ Compensation Payments and Settlements Determined?
Aug 28, 2019
Eligible workers who have been hurt on the job in Pennsylvania should always file for Workers’ Compensation benefits. Employers are required to hold this type of insurance, whether through themselves as a self-insured entity, a state-run organization, or a private insurance company. However, getting Workers’ Compensation checks can be a complicated process. Injured individuals may assume that they will simply receive back pay and money equal to what they were making. This is untrue. In...Read More - What are the Elements of a Bad Faith Insurance Claim?
Aug 23, 2019
Insurance companies, due to their greater bargaining power, are held to a standard of care when upholding their insurance agreements with their insurers. A bad faith insurance claim can be made whenever an insurance company fails to process an insurance claim in a reasonable manner. Bad faith can be found in the following instances: Communication. Insurer is under a duty to communicate regularly with the client. When the insurer fails to communicate in a timely...Read More - Can I Still Collect Workers’ Compensation If I Was At-Fault for the Injury?
Aug 21, 2019
Workers’ Compensation is there to protect workers who are injured on the job. Yet, what if the worker believes they caused the workplace injury? Many workers may not realize that even if they caused or contributed to the injury, they may still be eligible to receive Workers’ Compensation benefits for their medical care and wages. Most employees have a general understanding that if they are injured or become ill on the job, they are eligible...Read More - Attorney Richard J Schubert of AlpernSchubert P.C. Achieves Recertification in Civil Law With the National Board of Trial Advocacy
Aug 20, 2019
PITTSBURGH, PENNSYLVANIA: The National Board of Trial Advocacy (NBTA) is pleased to announce that Richard J. Schubert of the law firm, AlpernSchubert P. C. has successfully achieved recertification as as a Civil Trial advocate. The NBTA was formed out of a strong conviction that both the law profession and its clients would benefit from an organization designed specifically to create an objective set of standards illustrating an attorney’s experience and expertise in the practice of...Read More - Liability for Traffic Light Malfunctions
Aug 14, 2019
Car accidents happen for many reasons. Often, one or more drivers may be clearly at fault. However, if the accident occurred at an intersection with a malfunctioning traffic light, proving liability is much more complicated. While it may be more difficult to obtain full compensation for injuries sustained in a car accident involving a faulty traffic light, it is not impossible. What Causes Traffic Light Malfunctions? There are many reasons why a traffic light may...Read More - Safety Tips for Heavy Machinery
Aug 8, 2019
Accidents involving heavy machinery, especially cranes and forklifts, account for too many injuries and fatalities in the workplace. The manufacturing and construction industries each account for 42 percent of heavy machinery accidents and deaths, with the construction industry responsible for 24 percent of forklift accidents. Forklift Accidents Accidents involving forklifts include rollovers, often due to poor weight distribution, as well as workers hit, pinned, or trapped by forklifts. Some workers are hit by the cargo...Read More - Who is Liable for an Accident at a Four-Way Intersection?
Aug 6, 2019
Determining liability at a four-way intersection can be difficult, especially when the accident is caused by poorly designed roads and more than two vehicles are involved. If you or someone you know was involved in a four-way intersection accident, you may have questions about liability. Four-way intersection accidents are common because many drivers do not know or have forgotten how they work. It can also be confusing when there are multiple vehicles driving in different...Read More - Why Were My Long-Term Disability Benefits Denied?
Jul 24, 2019
Long-term disability benefits provide much needed compensation for individuals with chronic illnesses or disabling injuries that can no longer work. While most long-term disability policies are provided by an employer, independent policies are also available. In some cases, benefits are initially denied, but benefits can still be awarded through an appeals process. It is not uncommon for long-term disability benefits to be denied. Insurance carriers typically try to delay the application processing and attempt to...Read More - My Company Does Not Have Workers’ Comp… Now What?
Jul 10, 2019
Suffering any workplace injury naturally leads to worries. Who will pay the mounting medical bills? Are lost wages recoverable? Will the injury be compensated fairly and justly? Usually, those concerns are somewhat alleviated when the injured employee begins to receive regular Workers’ Compensation benefits. In Pennsylvania, employers must carry Workers’ Compensation insurance by law or face penalties. However, not all companies follow the rules. This means an injured full-time, part-time, or seasonal employee could face...Read More