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  • Can I Be Fired While on Short Term Disability?

    Nov 13, 2019

    The Americans with Disabilities Act (ADA) is a federal law designed to prevent employment discrimination based on disability. The Family Medical Leave Act (FMLA) is designed to secure employment while an employee is on unpaid leave for certain qualifying reasons for a limited term. However, neither the ADA nor the FMLA guarantees protection of an individual’s job when that individual is on short term disability. The ADA prohibits employers from discriminating against employees who have...
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  • Common Bad Faith Insurance Tactics

    Oct 31, 2019

    Although insurance companies are expected to act as fiduciaries to their customers when handling a claim, they may not always act in good faith. Insurance companies may be motivated by profits while investigating a claim. As an insured entity, it is vital to be aware of ways an insurance company may be circumventing its contractual obligations under the insurance contract. The following tactics are the most common ways for insurance companies to favor profits over...
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  • Hazardous Road Conditions and Car Accidents

    Oct 24, 2019

    It is common for car accidents to occur as a result of driver error or vehicle malfunctions, but some accidents involve the road itself. Improving road infrastructure has been an ongoing goal for many state governments. The need for upkeep and repairs of our roadways has far-reaching effects. Besides being responsible for significant repair costs to car owners, when our roads are not maintained properly, they can become dangerous for travelers. Government roadway officials, as...
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  • Does Mental Illness Fall Under Disability Insurance?

    Oct 17, 2019

    People suffering from mental health issues can sometimes find it hard to report to work each day and maintain steady employment. The nation is beginning to recognize the effect that mental illness has on people in our society, but getting disability insurance when mental illness prevents a person from working is still very difficult. Disability insurance is not provided by all employers, and even when it is provided, there can be strict limitations on benefits...
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  • Bad Faith Insurance Claims and Car Accidents

    Oct 15, 2019

    Auto insurance companies, like all other business, must act fairly and in good faith when dealing with their policyholders and any injured person who may qualify for coverage under their policies. If an insurance company denies coverage under a policy without a reasonable basis or contrary to the terms of the insurance policy, they may have acted in “bad faith.” This can occur when an individual is injured or suffered damage to a car in...
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  • Dealing with a Workers’ Compensation Deposition

    Oct 11, 2019

    When an injured worker files for Workers’ Compensation, the insurance company may require a deposition. Although a deposition may seem like a stressful, overwhelming prospect, it can be very positive for the hurt employee. After all, a deposition puts testimony taken under oath into record, which can help a worker prove their need for Workers’ Compensation benefits. Many people who file choose to work with a Workers’ Compensation lawyer. When they do, the lawyer will...
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  • Liability for a Lane-Splitting Accident

    Oct 9, 2019

    Traffic jams happen regularly along two-lane highways. Whether caused by heavier than anticipated vehicle flow, an emergency, or construction, they frustrate drivers. During these situations, motorcyclists may be tempted to drive between the stopped or slow-crawling lanes to make up for lost time. This type of lane-splitting is prohibited in Pennsylvania. Yet, despite its illegality, many motorcyclists make it a normal practice. In some situations, their decision can lead to an accident. Why Lane-Splitting Incidents...
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  • My Supervisor Rejected My Workers’ Compensation Claim

    Oct 2, 2019

    It may surprise you if your supervisor or boss rejected your Workers’ Compensation claim. However, it is not uncommon. An employer rejecting a Workers’ Compensation claim does not mean that you should give up. If your insurance claim was rejected, you have the right to seek legal counsel to help you obtain compensation for your work injuries. What is Workers’ Compensation? Workers’ Compensation provides medical and wage benefits to employees injured on the job or...
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  • “Activities of Daily Living” and LTD Claims

    Sep 25, 2019

    Understanding the terms “activities of daily living” can be the difference between obtaining coverage or not for individuals applying for or seeking payments under a long-term disability insurance policy. To obtain compensation under many long-term disability insurance policies an individual must show they are unable to perform certain everyday tasks categorized as the “activities of daily living”. Inability to Perform Everyday Tasks The Centers for Medicare & Medicaid Services (CMS) lists the following six activities...
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  • Whiplash Injuries

    Sep 19, 2019

    One of the most common injuries resulting from a car accident is “whiplash.” The term is used to describe a soft tissue injury that results when a person’s head swiftly and forcefully snaps back and forth. Whiplash will often cause misalignment of the bones of the neck. This will sometimes put pressure on spinal nerves. Whiplash can easily go undiagnosed because the original injury may not hurt a great deal. Sometimes whiplash will cause a...
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