Blog
- Typical Injuries to Expect After an Automobile Accident
Jul 13, 2020
Car accidents can result in several types of injuries. Depending on the impact of the collision and type of accident, injuries can range from mild to severe. Some injuries are obvious, while others do not manifest immediately. In any case, it is important to be alert to body aches and pains and consult a medical provider immediately to prevent injuries from causing permanent damage. Being aware of some common injuries that occur during car accidents can increase one’s ability...Read More - Can I be Fired for Multiple Workers’ Compensation Claims?
Jul 9, 2020
Filing a Workers’ Compensation claim can be stressful after a work-related injury happen. Not only is a worker trying to heal from an injury, the thought of losing time at work and possibly a job can be extremely overwhelming. Workers’ Compensation protects injured workers and helps them receive compensation for lost wages and covers treatment for their injuries. Every state has differing employment laws regarding loss of employment because of an injury. Due to this,...Read More - Why is National Safety Month Important for All Workers?
Jun 30, 2020
Every June, the National Safety Council (NSC) observes National Safety Month. Workplace safety has perhaps never been more relevant than right now in the midst of the global COVID-19 pandemic. The United States continues to see growing numbers of confirmed COVID-19 cases. While many employees have been working from home, others deemed essential have been working overtime. This June, National Safety Month will have a special focus on the topics of mental health, ergonomics, building...Read More - Is Private Disability Insurance Necessary?
Jun 15, 2020
According to the Social Security Administration 2018 fact sheet, one in four of today’s young adults will become disabled before reaching the age of 67. Yet, only 20 percent of respondents surveyed by LIMRA, an association of financial services and insurance companies, stated that they carry disability insurance. According to TMA Insurance Trust, 90 percent of disabilities are caused by illness and the average long-term disability claim duration is 34.6 months. Many Americans obtain short...Read More - Public versus Private Slip and Fall Liability
Jun 8, 2020
Slip and fall cases fall under premises liability, an area of personal injury law. The success of a slip and fall case hinges on the notion of negligence on the part of the property owner. If you were injured in a slip and fall accident, the major legal hurdle of your case will be to prove that the property owner was negligent in meeting their legal obligation to ensuring that the property is safe and properly...Read More - AlpernSchubert P.C. 2020 Super Lawyers
May 27, 2020
AlpernSchubert P.C. is excited to announce that attorney, Richard J. Schubert, has been selected to this year’s 2020 Super Lawyers list. Richard was previously selected to Super Lawyers in 2005 to 2006, as well as each consecutive year since 2008. In 2018, Richard was also selected to the Top 50: 2018 Pittsburgh Super Lawyers list. The Super Lawyers selection process consists of a multi-phase process, which includes peer recognition, professional achievements, and independent research. Over...Read More - How Long Do I Have to Report My Work Injury?
Mar 16, 2020
The Pennsylvania Workers’ Compensation Act provides benefits for workers who are injured on the job, but in order to qualify for them, there are deadlines that must be met. Failure to report your injury within the time limit can mean losing your right to benefits. Reporting an Injury If you were injured on the job, you must let your employer, supervisor, or manager know within 21 days of the date of the accident. It is...Read More - What Evidence Do I Need to Sue My Health Insurance Company?
Mar 9, 2020
Sometimes, health insurance companies deny valid claims. Policyholders may appeal such adverse benefit determinations, first to the insurance company’s internal appeal board and then to an independent party for external review. Those who believe they received an unjustified denial may be able to sue their health insurance company in a bad faith lawsuit to recover damages. Common Reasons for Denial Policyholders must first file an appeal with their health insurance company, which will then conduct its...Read More - Common Workers’ Compensation Denials
Mar 2, 2020
Employees who are injured at work while performing the prescribed job duties are entitled to Workers’ Compensation benefits. Worker protection laws specifically require businesses to establish a system for these insurance benefits to provide a safeguard for employees in case a work accident leaves them unable to work. These benefits allow injured employees to collect monies to pay for medical bills associated with the injury, including those for ongoing treatments and therapies. Workers’ Compensation may also cover...Read More - What Should I Consider When Offered a Lump Sum Insurance Buyout?
Feb 28, 2020
It may be tempting to accept a lump sum disabilitybuyout or settlement; however, it may not always be the right choice. An insurance company is motivated to offer a lump sum settlement to save costs. Essentially, when the insurance company offers a buy-out, it is requesting that the policy-holder release the insurance company from any obligations it has under the policy to the insured. The settlement is a one-time payment to buy out the insured’s...Read More