Blog
- Arriving Safely to Thanksgiving Dinner
Nov 21, 2019
At the start of every holiday season, safety advocacy groups remind everyone that Thanksgiving weekend is one of the most dangerous times of the year to drive. This year is no exception; record numbers of travelers are expected. Factors such as unfamiliar roads and poor weather conditions all contribute to the amount of accidents this time of year. Nothing ruins a Thanksgiving dinner like a serious car crash, and most can be avoided by careful...Read More - Are Insurance Adjusters Liable for Bad Faith Claims?
Nov 20, 2019
Most states have laws designed to protect consumers from bad faith insurance. Under the insurance contract, consumers have direct claims against their insurance company for alleged bad faith. However, many courts are finding that insurance personnel, such as agents and adjusters, can also be named individually as defendants in bad faith insurance claims. Insurance Company as Primary Defendant Traditionally, bad faith laws against insurance personnel have not been applied under the theory that they are...Read More - Is Arthritis Considered Workers’ Compensation?
Nov 15, 2019
Arthritis is inflammation of the joints and encompasses many rheumatic conditions that affect the joints and connective joint tissue, such as fibromyalgia, osteoarthritis, rheumatoid arthritis, gout, and systemic lupus erythematosus. If you were injured at work and your arthritis is accelerated or reactivated by your work injury, you have the right to file for Workers’ Compensation benefits. The same applies if your degenerative disc disease is aggravated by a work injury. Degenerative disc disease includes all...Read More - Can I Be Fired While on Short Term Disability?
Nov 13, 2019
The Americans with Disabilities Act (ADA) is a federal law designed to prevent employment discrimination based on disability. The Family Medical Leave Act (FMLA) is designed to secure employment while an employee is on unpaid leave for certain qualifying reasons for a limited term. However, neither the ADA nor the FMLA guarantees protection of an individual’s job when that individual is on short term disability. The ADA prohibits employers from discriminating against employees who have...Read More - Common Bad Faith Insurance Tactics
Oct 31, 2019
Although insurance companies are expected to act as fiduciaries to their customers when handling a claim, they may not always act in good faith. Insurance companies may be motivated by profits while investigating a claim. As an insured entity, it is vital to be aware of ways an insurance company may be circumventing its contractual obligations under the insurance contract. The following tactics are the most common ways for insurance companies to favor profits over...Read More - Hazardous Road Conditions and Car Accidents
Oct 24, 2019
It is common for car accidents to occur as a result of driver error or vehicle malfunctions, but some accidents involve the road itself. Improving road infrastructure has been an ongoing goal for many state governments. The need for upkeep and repairs of our roadways has far-reaching effects. Besides being responsible for significant repair costs to car owners, when our roads are not maintained properly, they can become dangerous for travelers. Government roadway officials, as...Read More - Does Mental Illness Fall Under Disability Insurance?
Oct 17, 2019
People suffering from mental health issues can sometimes find it hard to report to work each day and maintain steady employment. The nation is beginning to recognize the effect that mental illness has on people in our society, but getting disability insurance when mental illness prevents a person from working is still very difficult. Disability insurance is not provided by all employers, and even when it is provided, there can be strict limitations on benefits...Read More - Bad Faith Insurance Claims and Car Accidents
Oct 15, 2019
Auto insurance companies, like all other business, must act fairly and in good faith when dealing with their policyholders and any injured person who may qualify for coverage under their policies. If an insurance company denies coverage under a policy without a reasonable basis or contrary to the terms of the insurance policy, they may have acted in “bad faith.” This can occur when an individual is injured or suffered damage to a car in...Read More - Dealing with a Workers’ Compensation Deposition
Oct 11, 2019
When an injured worker files for Workers’ Compensation, the insurance company may require a deposition. Although a deposition may seem like a stressful, overwhelming prospect, it can be very positive for the hurt employee. After all, a deposition puts testimony taken under oath into record, which can help a worker prove their need for Workers’ Compensation benefits. Many people who file choose to work with a Workers’ Compensation lawyer. When they do, the lawyer will...Read More - Liability for a Lane-Splitting Accident
Oct 9, 2019
Traffic jams happen regularly along two-lane highways. Whether caused by heavier than anticipated vehicle flow, an emergency, or construction, they frustrate drivers. During these situations, motorcyclists may be tempted to drive between the stopped or slow-crawling lanes to make up for lost time. This type of lane-splitting is prohibited in Pennsylvania. Yet, despite its illegality, many motorcyclists make it a normal practice. In some situations, their decision can lead to an accident. Why Lane-Splitting Incidents...Read More