Blog
- Why the roads get more dangerous in the summer
Apr 8, 2025
There may be a spike in fatal car accidents in the summer, especially involving specific age groups. For instance, accident statistics tend to indicate that teenagers are involved in more deadly crashes during the summer months. Some reports even call this the 100 Deadly Days of Summer because it is so notorious for these accidents. The reason behind this phenomenon is that young drivers do not have to go to high school or college during...Read More - 3 common challenges when filing a long-term disability claim
Apr 5, 2025
Long-term disability insurance is an important form of protection for working professionals. Those who are the primary wage earners for their families may need coverage to protect them from scenarios in which they become incapable of meeting their families’ needs. Those without spouses or close family members may need disability policies as they do not have a social safety net to protect them in the event of a major medical issue. Some people purchase private...Read More - How can you become a defensive driver?
Mar 27, 2025
You want to stay safe on the road, and you know that you face threats from other drivers. They’re going to make mistakes and drive negligently. Your solution is to work on becoming a defensive driver. The first thing to keep in mind is that defensive drivers always try to anticipate the mistakes made by others. If you see someone slowing down without their blinker on, anticipate that they may be about to turn. If...Read More - 3 common elements that cause occupational illnesses
Mar 18, 2025
A worker may develop a health condition or disorder because of employment-related factors (occupational disease). The elements the worker is exposed to continually when performing their duties may result in an acute or chronic disease. Here are three elements that cause occupational illnesses: 1. Physical hazards These hazards cause harm through a transfer of energy from the agent in question to a worker. Examples include noise, vibration, heights, heat, cold, radiation, and ergonomic factors. For...Read More - Most drivers overestimate their abilities
Feb 28, 2025
Do you believe that you are an above-average driver? If you ask people this question, most of them will tell you that they think they are. In fact, in one study, a full 80% of drivers claimed that they felt their own skills were above average compared to those they had to share the road with. Statistically speaking, this is an obvious impossibility. Most drivers cannot be above average. But this underscores a major problem,...Read More - What expenses does workers’ compensation cover?
Feb 17, 2025
If you are injured at work in Pennsylvania, workers’ compensation can help cover your expenses. The system is designed to protect employees by providing financial support while they recover. Importantly, workers’ compensation is a no-fault system. Here are some key expenses that workers’ compensation covers under Pennsylvania law. Medical expenses Workers’ compensation pays for all reasonable and necessary medical treatment related to your work injury. This includes doctor visits, hospital stays, surgeries, medications and physical...Read More - Can insurance companies refuse to respond to pending claims?
Feb 4, 2025
Most people view homeowners insurance coverage as a requirement rather than as a form of protection. They don’t anticipate ever needing to file a claim. They carry a policy because their mortgage lender requires it. Many property owners are fortunate to avoid any significant issues that make a large claim necessary. However, inclement weather can strike with little warning. People can also sustain significant property damage due to criminal activity. In such scenarios, property owners...Read More - Minimum insurance requirements in Pennsylvania
Jan 31, 2025
Anyone who’s driving on the roads in Pennsylvania is required to have at least liability coverage on their vehicle. This insurance helps to protect the vehicle owner from financial devastation, but it also helps to protect others on the roadways. Individuals who operate a vehicle without at least the required minimum insurance can face considerable penalties, including fines and a suspension of their driver’s license and the vehicle’s registration. Coverage requirements Pennsylvania sets minimum amounts...Read More - How crucial is medical evidence in a long-term disability claim?
Jan 17, 2025
If you are pursuing a long-term disability insurance claim in Pennsylvania, the importance of medical evidence cannot be overemphasized. The success of your claim can hinge on the quality and comprehensiveness of the medical documentation you provide. Without strong evidence, your claim may face delays or even denial. The role of medical evidence Thorough documentation is the backbone of a successful disability claim. It should include documentation from health care providers that details your condition,...Read More - Why the insurance company isn’t on your side
Jan 1, 2025
Insurance companies go to great lengths to tell consumers that the company is on their side. If you buy a policy, they want you to think they have your back. If you get injured, they’ll be there to help provide you with the compensation you need, allowing you to get through this difficult time with more financial security. But this is really just the image the insurance company is trying to create. In reality, that...Read More