Blog
- Has an insurance company refused to honor its policy?
Jun 2, 2023
Individuals and businesses invest in insurance policies to protect against both liability and risk. There is insurance to reduce liability while driving, for example, and also insurance to help business owners cover operating expenses if they have to suddenly close for reasons outside their control. Every type of insurance is subject to both Pennsylvania state and federal regulations. The insurance company typically has to fulfill its obligations as outlined in the policy documents when the...Read More - Workers’ compensation for remote injuries
May 30, 2023
The question of whether remote employees are covered by workers’ compensation depends on various factors, including the jurisdiction and specific circumstances of the remote work arrangement. In Pennsylvania, workers’ compensation laws are designed to provide benefits to employees who suffer work-related injuries or illnesses. If a worker is generally covered by workers’ comp insurance, it ordinarily doesn’t matter where they are when they suffer injuries. As long as their harm is work-related, it will likely...Read More - 7 drivers with high accident rates
May 5, 2023
There are millions of drivers and many of them are likely to cause auto accidents for simple reasons. In fact, human error is at the heart of most accidents. To understand what kind of drivers cause auto accidents, you should read the following: 1. Drunk drivers Alcohol impairs drivers’ senses. Drunk drivers may have lowered vision, impaired reaction time and poor muscle control. Many drunk driving accidents happen at night and around bars. 2. Drowsy...Read More - Common injuries in motorcycle accidents
Apr 28, 2023
Motorcycle accidents can be incredibly dangerous, and unfortunately, they often result in serious injuries. Unlike car accidents, motorcycle riders have very little protection in the event of a crash, making them much more vulnerable to injury. Several common injuries are seen in motorcycle accidents, and knowing about them can help you take protective measures. They include: Road rash This occurs when the rider’s skin touches the pavement or road surface, causing friction burns. Road rash...Read More - The simple mistake that can complicate long-term disability claims
Apr 26, 2023
The possibility of having a medical issue arise that prevents someone from supporting themselves or their family is a serious enough concern to warrant specialized insurance coverage. People can carry long-term disability coverage that will protect them for a few years or until they are old enough to retire by covering a significant portion of the wages they can no longer earn. Of course, when someone intends to make a claim that is worth tens...Read More - Who can sue for wrongful death in Pennsylvania?
Apr 20, 2023
A loved one’s death is never easy to deal with. The inherent challenges associated with grief may become even harder if the death was preventable. If you recently lost a loved one, and you believe another person or entity’s actions or inactions were to blame, you may be entitled to damages via a wrongful death lawsuit. One of the questions you’ll need to ask following a loved one’s untimely death is whether Pennsylvania law permits...Read More - Partial vs. total disability benefits in workers’ comp claims
Apr 3, 2023
Disability benefits are an important safety net for workers who cannot perform their job due to an injury or illness. In Pennsylvania, the Workers’ Compensation program provides disability benefits, including partial replacement wages, to eligible workers. In Pennsylvania, disability benefits are provided through the state’s Workers’ Compensation program. Workers are either placed in a “partial” or “total” disability status while they receive benefits. Here’s what that means: Total disability benefits Total disability benefits are paid...Read More - 5 factors that contribute to aggressive driving
Mar 14, 2023
Aggressive driving is one of the leading causes of accidents. According to the National Highway Traffic Safety Administration (NHTSA), aggressive driving is operating a motor vehicle in a manner that endangers other road users. But why would a driver do this? Here are five factors that can contribute to this conduct: 1. Drunkenness A drunk driver can have a false sense of invincibility, making them overconfident to engage in risky behaviors, such as speeding, tailgating,...Read More - Why you should never put off medical care after an auto wreck
Mar 7, 2023
After an auto accident, it is not unusual to feel overwhelmed and stressed. If you feel fine after the accident, you may put off seeking medical treatment. Unfortunately, this may backfire in the future. While no one wants to go to the doctor after an auto accident, you should seek treatment. Learn why here. The possibility of delayed or hidden injuries When you are involved in an accident (or any high-stress situation), your body’s “fight...Read More - 3 ways that your insurer may try to cheat you
Feb 25, 2023
You probably think that buying insurance buys you peace of mind – mostly because that’s the story that insurance companies are selling. It’s incredibly frustrating, then, to discover just how far some insurance companies will go to avoid paying up when there’s a legitimate claim. Insurance companies use all kinds of tricks and bad-faith tactics to deceive consumers and deny their claims. Here are several methods they employ: 1. They reward their adjusters for denying...Read More